TxFamily.com: March 2016

Wednesday, March 30, 2016

3208 Golden Springs Plano TX 75025

Gorgeous Home With Updates Galore and all of the amenities you would expect in this famous 183-acre master planned Community with community pools, Park, tennis court, award winning schools, sports fields & playground. ! Fabulous floor plan with Rich Hardwoods Thru-Out 1st Floor, NEW Granite counters, New stainless appliances, 2 Trane AC Units, NEW Designer's color, New upgraded Master suite and New bath, 4 inch Crown Molding & Basebrds, Wood Blinds,Travertine Tile In 3 Full Baths, Wrought Iron Staircase, Media Rm, Huge Master Suite With Sit-Area upgraded bath & 3 other Large Bdrms. OVER $39K IN UPGRADES AND UPDATES. Designer touches throughout. Most popular Plano West ISD.Sought after Skaggs Elem., Rice Middle, Jasper High and Plano West High. Walk To community Pool and Russell Creek Park. A rare opportunity to find this beautiful home with a phenomenal setting. Contact Wendy 972-365-7888 to book an inside tour!…

Wendy Huang, MBA,SRS, GRI, CRS, IRES, e-pro, ASP, ALHS, SFR, RFC, RE/MAX Premier Group, RE/MAX Hall of Fame,

RE/MAX Lifetime Achievement ; Over 20 years' experience!

Helping Over 1000 Families Meet Their Real Estate Needs !!!

Direct: 972-365-7888

Has your home value gone up in the past 6 months? Click here for a Free INSTANT Report ! '
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Monday, March 28, 2016

More Money in Your Paycheck

A homeowner’s tax savings benefit is generally realized when they file their federal income tax return after the money has been spent for the interest and property taxes. Some people look forward to the refund as a means of forced savings but some people need to realize the savings during the year.

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It is possible to adjust the deductions being withheld from the homeowner’s salary so they realize the benefit of the savings prior to filing their tax returns in the form of more money in their pay checks. Employees can talk to their employers about increasing their deductions stated on their W-4 form.

By increasing the exemptions or deductions, less is taken out of the check and the employee will receive more each pay period. If a person over-estimates their exemptions and therefore, underpays their income tax, they might incur interest and would have additional tax to pay when they filed their tax return.

Buyers considering this strategy should seek tax advice and discuss it with their human relations department at work. Additional information is available on the Internal Revenue Service website about Completing Form w-4 and Worksheets.

Wendy Huang, MBA,SRS, GRI, CRS, IRES, e-pro, ASP, ALHS, SFR, RFC, RE/MAX Premier Group, RE/MAX Hall of Fame,

RE/MAX Lifetime Achievement ; Over 20 years' experience!

Helping Over 1000 Families Meet Their Real Estate Needs !!!

Direct: 972-365-7888

Friday, March 25, 2016

Postponing a Purchase

You might be surprised how many people contact real estate offices because they want to buy a home but they don’t have the down payment or the credit to qualify. Occasionally, an agent will be working with someone who does have the down payment and credit but for whatever reason, decides to postpone the decision to purchase now for some point in the future.

It’s not uncommon that once they’re out of the market, the money starts burning a hole in their pocket and they end up buying a boat or a motorcycle or some other thing that cannot positively affect their lives and security the way a home does.

If the money had been put away somewhere safe like a certificate of deposit, it wouldn’t earn a lot but it would be there when they decided the time was right to buy a home. $8,750 would grow to $9,286 in three years in a 2% CD.

For the person who could tolerate a little more risk, they might consider investing in the stock market. If you found a mutual fund that would earn 7%, at the end of the same three year time frame, the $8,750 would have grown to $10,719.

Alternatively, if the would-be buyers used the same amount to purchase a $250,000 home that appreciated at only a modest one percent, the equity in the home at the end of the same three year period would be $29,597.

The dynamics of earning appreciation on the value of the home rather than just the down payment combined with the amortization of the mortgage makes the equity in the home almost three times greater than the mutual fund. If you used a 2% appreciation, the equity would be over $37,000 in the same period.

Obviously, there are legitimate reasons for postponing the purchase of a home. An important thing to remember is to safeguard the hard-earned down payment so it is ready when you are to buy in the future.

Wendy Huang, MBA,SRS, GRI, CRS, IRES, e-pro, ASP, ALHS, SFR, RFC, RE/MAX Premier Group, RE/MAX Hall of Fame,

RE/MAX Lifetime Achievement ; Over 20 years' experience!

Helping Over 1000 Families Meet Their Real Estate Needs !!!

Direct: 972-365-7888

Monday, March 14, 2016

Texas Real Estate: Digital Showings

Texas Real Estate: Digital Showings: Ask any real estate professional if they have sold a house without the buyer having physically seen it and they’ll most likely tell you they...

Texas Real Estate: Worth The Effort

Texas Real Estate: Worth The Effort: “Anyone may arrange his affairs so that his taxes shall be as low as possible...” While Judge Learned Hand was talking about federal income ...

Worth the Effort

“Anyone may arrange his affairs so that his taxes shall be as low as possible...” While Judge Learned Hand was talking about federal income taxes, it can be applied to property taxes as well. Cut taxes - 300.jpg

States have a process of assessing the value of a property based on a number of things that can include size, amenities, location and what the owner paid for the property. Most states make adjustments to that value annually. Once it has been published to the owner, there is a process available for those who disagree with the value.

Learn the assessment process and what the filing deadlines are to apply. Since different states have different requirements, it is important to know the process in your area.
Obtain your assessment records – they may be available online and you can find out how your value was determined. Check for mistakes in square footage, bedrooms, amount of land, etc. Then, verify if the comparable sales in the neighborhood support their position or not. Your real estate agent can be valuable in this area.
Proceed to make your case from the lowest to the highest level necessary. It isn’t necessary to hire someone to represent you. Sometimes, just talking to employees at the tax assessor’s office may be enough. If not, there is a process for a hearing where you present your evidence and so does a representative from the assessor’s office. If this still doesn’t give you the remedy you want, you may need to proceed to the courts.

Challenging your assessment really isn’t an adversarial position. Their job is to assess a fair value and your job is to pay the least amount of taxes. Whether it be an employed assessor or a voluntary board, they have a job and they appreciate being treated professionally and courteously.
Keep this last thing in mind: the people you’re presenting your case to have the ability to lower your taxes.

Wendy Huang, MBA,SRS, GRI, CRS, IRES, e-pro, ASP, ALHS, SFR, RFC, RE/MAX Premier Group, RE/MAX Hall of Fame,

RE/MAX Lifetime Achievement ; Over 20 years' experience!

Helping Over 1000 Families Meet Their Real Estate Needs !!!

Direct: 972-365-7888

Friday, March 11, 2016

A Must See! Back to creek and green belt in the most popular West PISD.

Elegant Home with all of the amenities you would expect in the most popular West Plano ISD! Back to Creek and green belt! Soaring ceiling! Double fireplaces! Tons of built-ins! Brand New designer color! Large gourmet kitchen with upgraded granite counter, NEW stainless appliances, and NEW custom color! 3 large living areas with many custom build in cabinets. Master bathroom, with large walking closet, upgraded new baths, new tiles and frameless shower. 3 other bedrooms up with a jack and Jill bath. A huge Study room can be use as library or office. Diving pool, spa with creek and greenbelt for privacy. Great location! Walking distance to elementary school and park. Fantastic layout in one of Plano's most prestigious neighborhoods loaded with NEW upgrades and updates ! It's a MUST SEE ! Contact Wendy at 972-365-7888 to view this beautiful home!!!